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    • Lower Your Monthly Mortgage Payments Without Refinancing – 8 Recent Mortgage Rate Reductions

    Filed under: payment — Admin @ 8:44 am September 7, 2011

    See how much you can lower your monthly mortgage payments without refinancing. Here are eight cases of rate reduction that qualify under the TARP Mortgage Reduction Program. I have selected eight cases with various scenarios and locations across the US that qualify for a loan modification. These eight cases include homes that are upside down, homes with equity, home owners that are current on payments, those that are behind, investment properties that are negative cash flow, different regions of the US and varying property values. Yes, you can lower your payment, even if your home is upside down or payments are current.

    8 Cases That Qualify For A Lower Mortgage Payment:

    • Mortgage Reduction #1: This is a property in Santa Rosa California. Purchase price $750k, current market value $380k, 1st (ASC) balance $602k, 6.5% adjustable, monthly payment $3256, 150 days late. 2nd (Chase) balance $92k, 8.5% fixed, monthly payment $720, 150 days late. They qualified for a modification to 3.5% with a lower monthly mortgage payment of $1755 for 10 yrs on the 1st and 3.5% with a lower payment of $268 for 10 yrs on the 2nd, a combined savings of $1951 a month. (more…)

    Finding What You Want With Your Home Business

    Filed under: home business — Admin @ 8:32 am September 5, 2011

    Some people dream about starting their own business and know what type of
    business they want to create immediately. Then there are the rest of us…

    Knowing we want to have a business is only the first step in starting. Many of us
    then struggle deciding the type of business we would like to start. We might brain storm the Internet for ideas but no idea seems to be what we really want. Does this sound like something you have gone through at least once in your life?

    Actually liking the type of business you choose is the key to success with your home based business venture. Be sure to pick a home business that you’ll enjoy waking up for every morning and can’t wait to come back to day after day. Don’t pick something which you might have trouble being motivated to keep on doing in the future.

    Here are a few ideas which can ease the process in the beginning of starting your home based business. (more…)